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Yes, I know these redundant applications can get a little annoying, but some aren't bad if you take a look at the fine print. This way you can take that horrific lump sum off of your current high interest card and stick it on the new one. The question is; how many credit cards are you currently holding, and what are the interest rates on each one? We all need to keep better track of this to avoid throwing money out the window. I receive a number of 0 balance transfer credit cards each week.
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